Government of Canada Support for Individuals
Relaxed rules for accessing Employment Insurance (EI) Sickness Benefits
EI sickness benefits provide up to 15 weeks of income replacement and are available to eligible claimants who are unable to work because of illness, injury or quarantine, to allow them time to restore their health and return to work. You could receive 55% of your earnings up to a maximum of $573 a week. For those required to quarantine, the federal government is waiving the one week waiting period and the requirement to supply a medical certificate to access the benefits.
Regular Employment Insurance (EI) Benefits
EI provides benefits to individuals who lose their jobs through no fault of their own (for example, due to shortage of work, seasonal or mass lay-offs) and who are available for and able to work, but can't find a job.
New Canada Emergency Response Benefit (CERB)
Provides a taxable benefit of $2,000 a month for up to four months for workers who lose their income as a result of the COVID-19 pandemic. This benefit is intended to fill the gap for those individuals who are ineligible to receive regular EI Benefits and provides $500 a week for up to 16 weeks.
Increasing the Canada Child Benefit
The regular benefit is being increased to provide an extra $300 per child through the Canada Child Benefit (CCB) beginning in May 2020. If you have previously applied for the CCB, you do not need to re-apply. For more information on the Canada Child Benefit such as how to apply and eligibility requirements, call 1-800-387-1193 or visit the Canada Child Benefit webpage.
Special Goods and Services Tax (GST) Credit Payment
Provides a one-time special payment by early May through the Goods and Services Tax Credit for low- and modest-income families. Estimated to provide approximately $400 for single individuals and $600 for couples.
There is no need to apply. Eligibility will be determined based on the most recent income tax return, and the payment will be issued automatically. More information is available on the GST/HST credit webpage.
Extra time to file Income Taxes
The deadline to file personal income tax has been moved back until June 1, 2020. This deferral enables any new income tax balances due, or instalments, to be deferred until after August 31, 2020 without incurring interest or penalties. Despite this extension, the Canada Revenue Agency is still encouraging people to file before the end of April so that they may be eligible to receive the expanded Canada Child Benefit and any income-based GST Credit Payments.
The Canada Mortgage and Housing Corporation and other mortgage insurers offer tools to lenders that can assist homeowners who may be experiencing financial difficulty at this time. These include payment deferrals, loan re-amortization, capitalization of outstanding interest arrears and other eligible expenses, and special payment arrangements.
Some mortgage insurers will allow lenders to defer up to six monthly mortgage payments (interest and principal) for impacted borrowers. Deferred payments are added to the outstanding principal balance and subsequently repaid throughout the life of the mortgage. Eligibility is determined on a case by case basis and in consultation with the lender. Learn more by visiting the Canadian Bankers Association website.
For more information on federal support programs for specific individuals and groups please see Canada's COVID-19 Economic Response Plan.
Government of Saskatchewan Support for Individuals
Self-Isolation Support Program
Targeted at Saskatchewan workers (18+) forced to self- isolate in order to curb the spread of COVID-19, and who are not covered by recent federally announced employment insurance programs and other supports. The Self-Isolation Support Program provides $450 per week, for a maximum of two weeks.